How To Create a PayPal Account For Beginners

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For those of you who often make purchases of goods, especially from abroad, of course, you are already familiar with PayPal, right? PayPal's e-currency is known to be a payment medium for online transactions, which is the most widely used and trusted worldwide.

However, not a few of Indonesian residents who are still unfamiliar with PayPal, even from the function and how to use PayPal, still not many know about it.

Especially for those of you who like to shop from international marketplace platforms such as Amazon, eBay, and so on, you must know about this PayPal service.

In short, the Paypal function is the payment intermediary in the marketplace. Almost similar to a bank account, but Paypal is more suitable to be called a mediator (third party) that facilitates transactions between sellers and buyers.

In fact, the Paypal function is not just about shopping. Because PayPal is very much needed, especially for those of you who may be working abroad, active internet users, to business people or business people.

In the midst of an increasingly sophisticated era with technological advances and an increase in consumptive culture in society, many people are starting to be interested in creating an account on PayPal.

PayPal Service Types

By creating a PayPal account, you can learn firsthand how to use it while enjoying the various services provided. Here is a list of uses for PayPal:
  • Can transfer money from bank to PayPal account.
  • You can transfer money from your PayPal account to someone else's PayPal account in various countries around the world.
  • You can transfer money from your PayPal account to your personal bank account
  • You can make any purchases, online or offline, even in various countries.
  • How, already getting interested in creating a PayPal account and knowing how to use PayPal?
How to Register a PayPal Account

Creating an PayPal account is surprisingly easy. Because you can create an account only via a computer connected to the internet, even via a cellphone. So you don't need to come to the PayPal office directly, like making an account at a conventional bank in general. Come on, just follow the steps below:

1. Make sure you are over 18 years of age and have a credit card.

2. Go to the official site

3. Select the type of PayPal account, personal account or business account. After that, you can immediately click "Register".

4. Fill in personal data in the form fields provided in full. When finished, click the button "Agree and Create Account".

5. Do verification, by entering the code. Click the "Continue" button, then click "Enter My Account".

6. After being declared successful, you can find a page to enter your PayPal account. Don't forget to confirm via email.

7. You can directly enter your PayPal account, by logging in and entering the email and password that you registered.

8. After successfully logging in, you are usually asked to fill in the security question column, then click "Submit".

9. Your PayPal account has been created. You can immediately use various online transactions such as purchases to withdraw funds, but before that, you have to verify your credit card first.

Advantages and Disadvantages of Using PayPal


Security guaranteed. Because, all personal data and information of PayPal users will be guaranteed safe.

Cheap administration fees. Especially for sending money between PayPal accounts, because it's free.

When you transfer to another PayPal account or to a bank account in a different country, you only need 24 hours. In contrast to Western Union, which took a long time.

Can be used to shop at online stores around the world easily.

Many offer attractive promos.

Easily accessible, via cell phone or computer device.


Transfer of funds from PayPal to non-PayPal accounts will be subject to administration of approximately 3 percent of the transaction amount, plus US $ 0.3.

If there is a problem, it is difficult for you to complain. Because PayPal Indonesia does not yet have a complaint service.

Several important currencies, such as the Indian Rupee, are not yet available. As we know, India is a country with a sizeable economic growth.

Susceptible to abuse. Because, you are likely to transact to various countries, so this openness makes the use of PayPal vulnerable to all forms of fraud. It is recommended to always be careful with various types of transactions.